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Tokenization for mobile payments and mobile wallet services

Written by - Alex Rolfe

MasterCard and Visa has recently released the technical specifications for tokenization. Tokenization is the next generation security for mobile cloud based payments and other secure mobile services.

“We started the preparation for tokenization to be included in our mobile technology

A credit card being Tokenised

Tokenization for mobile payments and mobile wallet services

platform early next year. Now we are ready for the next step and we are currently discussing pilots with innovative financial institutions in many European countries and in the USA and Canada,” explains Lars Sandtorv, CEO of MeaWallet.

“With our approach any bank will get an end-to-end mobile payment solution that is based on standards that use existing worldwide acceptance networks and without any new investments or agreements at merchant side.”

The basis for mobile payment using MeaWallet is virtual mobile payments cards for all carriers like NFC, QR and barcodes and internet. Host Card Emulation (HCE), tokenization and the newly published cloud based payment specifications from the world’s leading card schemes, are moving the markets towards Cloud Based Payments.

“Beside payments we also have in our roadmap the use of tokens to increase security and flexibility for other mobile services, for example for access,” continues Lars Sandtorv.

MeaWallet believes the time is right for bringing the entire contents of your wallet into your smartphone, not as a multitude of apps, but as one secure mobile wallet. To achieve this MeaWallet delivers services within the following six verticals; payment and gift cards, loyalty cards, coupons and ticketing, ID’s, access cards and membership.

The post Tokenization for mobile payments and mobile wallet services appeared first on Payments Cards & Mobile.

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